Entries by Tanika Capers

‘Nevada Pro Bono Services’

The Legal Aid Center of Southern Nevada’s Mission is to the preservation of access to justice and the provision of quality legal counsel, advice and representation for individuals who are unable to protect their rights because they cannot afford an attorney.  How this legal service is provided is through the Pro Bono Project.  The Pro […]

Divorce & Lassie

Divorce is a difficult and troubling time for most. Divorce gets especially hard when a couple has to determine what to do with Fido, Zeus or Sebastian.  The pet industry is a multi-billion dollar industry. For many Americans without children, or for even those with children, the family pet is just that – FAMILY. Thus, […]

“THE CREDIT CARD ACT OF 2009-PART II’ 12 CONSUMER PROTECTIONS YOU NEED TO KNOW

Last month, we learned about the ‘Credit Card Accountability Responsibility and Disclosure Act of 2009’ promulgated by former President Barack Obama.   Let’s get to the nuts and bolts of what you need to know.    CARD Act highlights: 1. Limited interest rate hikes: Interest rate hikes on existing balances are allowed only under limited conditions, […]

HAVE YOU HEARD OF ‘THE CREDIT CARD ACT OF 2009?’

On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law – Public Law 111-24 – is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic […]

‘How to Dispute a Credit Report’

Your credit report contains pertinent information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or […]

DON’T TOUCH THAT PHONE!

Numerous times a day I see it…People driving and texting or driving and talking on their phone (while holding their phone).  If you are not aware, the Nevada Legislature passed a law that prohibits and/or limits a person from using a cell phone while driving.    The law applies to a person operating a motor vehicle […]

So You Want to File for Bankruptcy?

Bankruptcy is the legal process that gives a debtor acting in good faith a “fresh financial start” by eliminating most of the debtor’s debts, and repays creditors in an orderly manner to the extent the debtor has available property. The filing of a bankruptcy petition triggers an “automatic stay” that prevents creditors from collecting debts. […]