Hotlines

To save a life, prevent a crime or report a fire:    

Dial 911

Nevada 211:  Obtain information and referrals to health, human and social service organizations for assistance with emergency food, housing, shelters, children’s,  and senior services, assistance for people  with mental/physical disabilities and health counseling services.

 Clark County Child Abuse Hotline
Phone: 702-399-0081

 Crisis Mental Health Unit
Phone: 702-486-8020

 Detoxification Center -Las Vegas
Phone: 702-383-4044

Domestic Violence Crisis Shelter
Phone: 702-646-4981

Gay and Lesbian National Hotline For all Ages
Phone: 888-THE-GLN(843-4564)

Rape Crisis Hotline Las Vegas
Phone: 702-366-1640 TTD 702-385-4979

Runaway Hotline-Las Vegas
Phone: 800-621-4000

Safe Families

702-960-1436

Suicide Prevention Center of Clark County
Phone: 702-731-2990

Youth Runaway Emergency Shelter
Phone: 702-385-3330

National Alliance on Mental Illness

800-273-8255

 Spiritual guidance

Mountaintop Faith Ministries

702-367-1636

 Grief Support Group

 One on One Spiritual Guidance

 Marital Guidance

Support/Recovery

Alcoholics Anonymous   702-598-1888

1431 E. Charleston Blvd #15  Las Vegas, NV 89104

 Narcotics Anonymous    702-369-3362

21 E. California Ave, Las Vegas, NV 89104

  Rape Crisis Center   702-385-2153

801 S. Rancho Dr #C3  Las Vegas, NV 89106

Financial Education Resources

Clark Howard-Money Saving Advice

www.clark.com

DaveRamsey.com/Fpu 

360 Degrees of Financial Literacy.com

Mymoney.gov

Practicalmoneyskills.com

RentAL assistance

 Lutheran Social Services            702-639-1730

51 N. Pecos Rd #109-113  Las Vegas, NV 89101

HopeLink                                        702-566-0576

178 Westminster Way  Henderson, NV 89015

Catholic Charities                         702-385-2662

1501 Las Vegas Blvd N,  Las Vegas, NV 89101

United Labor Agency of NV       702-648-3500

1201 N. Decatur Blvd #106  Las Vegas, NV 89108

 

Employment

Workforce Connection     702-638-8750

6330 W. Charleston #150   Las Vegas, NV 89146

Manpower (North Las Vegas)702-399-5200

2535 W. Cheyenne Ave. #107 North Las Vegas, NV 89032

Senior Services

Las Vegas Senior Center  702-229-6454

451 Bonanza Road  Las Vegas, NV 89101

Clark Co. Senior Advocate Program   702-455-7051

3900 Cambridge St  Las Vegas, NV 89119

AARP Senior Community Services   702-648-3556

5450 W. Sahara Ave #340  Las Vegas, NV 89146

Utility assistance

 Clark County Social Service         702-455-4270

 Energy Assistance Program       702-486-9590

3330 E. Flamingo Rd #55 Las Vegas, NV 89121

 NV Energy                                      702-367-5555

Southwest Gas                              877-860-6020

 

Emergency Housing          

 The Shade Tree    702-385-0072

1 West Owens Ave.  North Las Vegas, NV 89030

Las Vegas Rescue Mission      702-382-1766

480 W. Bonanza Road  Las Vegas, NV 89106

 SafeNest       702-646-4981

3900 Meadows Lane Las Vegas, NV 89107

Shannon West Youth Center      702-526-4990

1640 E. Flamingo Rd #100  Las Vegas, NV 89119

 

Veteran’s Services

United States Veterans     702– 947-4446

Veterans Transition Resource Ctr.   702-954-6300

2955 E. Sunset Rd #101  Las Vegas, NV 89120

 Veterans Village   800-921-8211

1150 Las Vegas Blvd. So.  Las Vegas NV 89104

50 N. 21st Street  Las Vegas, NV 89101

 NV Dept. of Veterans Services  702-791-9000

15518 6900 N. Pecos Rd #1c238

North Las Vegas, NV 89086

What Is Medicare?

Medicare is the federal government’s health insurance program that primarily covers people 65 and older. Original Medicare plans do not cover all medical costs, but you can buy other plans that help offset those expenses, including Medicare Advantage plans and Medicare Supplement Insurance (Medigap).

The United States created Medicare in 1966 as a national health insurance primarily for the nation’s older population. Today, it is administered by the Centers for Medicare and Medicaid Services (CMS). It is the second largest social insurance program in the country, behind Social Security.

Medicare covered 59.9 million Americans and spent $741 billion on their health care in 2018, according to CMS. But people on Medicare still faced out-of-pocket expenses because Parts A and B — known collectively as Original Medicare — don’t cover all medical costs.

Private companies contract with CMS to sell Medicare Advantage plans, also known as Medicare Part C. These can cover many medical expenses that original Medicare doesn’t cover, including vision and dental.

Medicare Supplement Insurance, or Medigap, helps offset coverage gaps of Original Medicare. These policies are sold by private companies.

Understanding Medicare Coverage Plans

Medicare is divided into four parts, named alphabetically from Part A through Part D.

Parts A and B are sometimes referred to as Original Medicare. Parts C and D are newer options. Generally, you can get coverage through Original Medicare or through Medicare Advantage plans if you qualify.

Medicare Part A

Medicare Part A is hospital insurance. It covers the costs of a hospital or nursing facility stay, but does not cover long-term care.

What does Medicare Part A cover?

  • Inpatient care in a hospital
  • Inpatient care in a skilled nursing facility
  • Home health care
  • Hospice care

Part A does not cover the costs of treatments you receive while in the hospital. That falls under Part B.

Medicare Part B

Medicare Part B is medical insurance that covers doctor visits. It also covers the costs of what CMS calls medically necessary services and preventative services.

  • Medically necessary services include those supplies, tests or other services to diagnose and treat your medical condition.
  • Preventative services include health care required to detect and treat a condition early on.

Medicare Part C

Medicare Part C is also called Medicare Advantage, a form of private insurance. Enrollment in Part C is voluntary.

These plans are sold through insurance firms that have contracted with the federal government. All Medicare Advantage plans must provide the same coverage as Medicare Part A and Part B, but other benefits vary from plan to plan.

Most Medicare Advantage plans also offer prescription drug coverage. Medicare Advantage plans may also bundle coverage beyond what original Medicare plans cover and may include vision, hearing and dental coverage.

Medicare Part D

Medicare Part D covers the cost of prescription drugs and is provided through private insurers. People who enroll in Part D pay a monthly premium. It covers the prescription drugs you buy at your local or mail-order pharmacy.

Most states have more than two dozen private insurers to choose from for Part D coverage.

Who Is Eligible for Medicare?

Not everyone qualifies for Medicare Parts A and B. Still, others may be able to get it if they pay premiums.

Requirements to qualify for full Medicare benefits at age 65 or older:

  • Must be a United States citizen or a permanent legal resident who has lived in the U.S. for at least five years.
  • You or your spouse has worked long enough (usually 10 years) to qualify for Social Security or railroad benefits.
  • You or your spouse is a government employee or retiree who never paid into Social Security but did pay Medicare payroll taxes.

If you or your spouse didn’t pay Medicare taxes while working but are a U.S. citizen or legal permanent resident and 65 or older, you may be eligible to buy Medicare Part A coverage.

You can also qualify for Medicare if you are under 65 and require dialysis or are a kidney transplant patient.

People younger than 65 diagnosed with Lou Gehrig’s disease (ALS) also qualify the first month after they receive disability benefits.

RETIREMENT RESOURCE
Find out if you are eligible for Medicare and how much your expected premium would cost with the Medicare.gov Eligibility Tool.

To learn more about Medicare: How to apply, cost, fees and eligibility click the link to visit retireguide.com