To save a life, prevent a crime or report a fire:
Nevada 211: Obtain information and referrals to health, human and social service organizations for assistance with emergency food, housing, shelters, children’s, and senior services, assistance for people with mental/physical disabilities and health counseling services.
Clark County Child Abuse Hotline
Crisis Mental Health Unit
Detoxification Center -Las Vegas
Domestic Violence Crisis Shelter
Gay and Lesbian National Hotline For all Ages
Rape Crisis Hotline Las Vegas
Phone: 702-366-1640 TTD 702-385-4979
Runaway Hotline-Las Vegas
Suicide Prevention Center of Clark County
Youth Runaway Emergency Shelter
National Alliance on Mental Illness
Mountaintop Faith Ministries
Grief Support Group
One on One Spiritual Guidance
Alcoholics Anonymous 702-598-1888
1431 E. Charleston Blvd #15 Las Vegas, NV 89104
Narcotics Anonymous 702-369-3362
21 E. California Ave, Las Vegas, NV 89104
Rape Crisis Center 702-385-2153
801 S. Rancho Dr #C3 Las Vegas, NV 89106
Financial Education Resources
Clark Howard-Money Saving Advice
360 Degrees of Financial Literacy.com
Lutheran Social Services 702-639-1730
51 N. Pecos Rd #109-113 Las Vegas, NV 89101
178 Westminster Way Henderson, NV 89015
Catholic Charities 702-385-2662
1501 Las Vegas Blvd N, Las Vegas, NV 89101
United Labor Agency of NV 702-648-3500
1201 N. Decatur Blvd #106 Las Vegas, NV 89108
Workforce Connection 702-638-8750
6330 W. Charleston #150 Las Vegas, NV 89146
Manpower (North Las Vegas)702-399-5200
2535 W. Cheyenne Ave. #107 North Las Vegas, NV 89032
Las Vegas Senior Center 702-229-6454
451 Bonanza Road Las Vegas, NV 89101
Clark Co. Senior Advocate Program 702-455-7051
3900 Cambridge St Las Vegas, NV 89119
AARP Senior Community Services 702-648-3556
5450 W. Sahara Ave #340 Las Vegas, NV 89146
Clark County Social Service 702-455-4270
Energy Assistance Program 702-486-9590
3330 E. Flamingo Rd #55 Las Vegas, NV 89121
NV Energy 702-367-5555
Southwest Gas 877-860-6020
The Shade Tree 702-385-0072
1 West Owens Ave. North Las Vegas, NV 89030
Las Vegas Rescue Mission 702-382-1766
480 W. Bonanza Road Las Vegas, NV 89106
3900 Meadows Lane Las Vegas, NV 89107
Shannon West Youth Center 702-526-4990
1640 E. Flamingo Rd #100 Las Vegas, NV 89119
United States Veterans 702– 947-4446
Veterans Transition Resource Ctr. 702-954-6300
2955 E. Sunset Rd #101 Las Vegas, NV 89120
Veterans Village 800-921-8211
1150 Las Vegas Blvd. So. Las Vegas NV 89104
50 N. 21st Street Las Vegas, NV 89101
NV Dept. of Veterans Services 702-791-9000
15518 6900 N. Pecos Rd #1c238
North Las Vegas, NV 89086
Mesothelioma Veterans Center 855-933-1418
Mesothelioma Veterans Center offers free support to veterans diagnosed with mesothelioma and their families. Whether you need help with VA benefits, treatments, or legal options, our VA-accredited claims agents are here for you.
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What Is Medicare?
Medicare is the federal government’s health insurance program that primarily covers people 65 and older. Original Medicare plans do not cover all medical costs, but you can buy other plans that help offset those expenses, including Medicare Advantage plans and Medicare Supplement Insurance (Medigap).
The United States created Medicare in 1966 as a national health insurance primarily for the nation’s older population. Today, it is administered by the Centers for Medicare and Medicaid Services (CMS). It is the second largest social insurance program in the country, behind Social Security.
Medicare covered 59.9 million Americans and spent $741 billion on their health care in 2018, according to CMS. But people on Medicare still faced out-of-pocket expenses because Parts A and B — known collectively as Original Medicare — don’t cover all medical costs.
Private companies contract with CMS to sell Medicare Advantage plans, also known as Medicare Part C. These can cover many medical expenses that original Medicare doesn’t cover, including vision and dental.
Medicare Supplement Insurance, or Medigap, helps offset coverage gaps of Original Medicare. These policies are sold by private companies.
Understanding Medicare Coverage Plans
Medicare is divided into four parts, named alphabetically from Part A through Part D.
Parts A and B are sometimes referred to as Original Medicare. Parts C and D are newer options. Generally, you can get coverage through Original Medicare or through Medicare Advantage plans if you qualify.
Medicare Part A
Medicare Part A is hospital insurance. It covers the costs of a hospital or nursing facility stay, but does not cover long-term care.
What does Medicare Part A cover?
- Inpatient care in a hospital
- Inpatient care in a skilled nursing facility
- Home health care
- Hospice care
Part A does not cover the costs of treatments you receive while in the hospital. That falls under Part B.
Medicare Part B
Medicare Part B is medical insurance that covers doctor visits. It also covers the costs of what CMS calls medically necessary services and preventative services.
- Medically necessary services include those supplies, tests or other services to diagnose and treat your medical condition.
- Preventative services include health care required to detect and treat a condition early on.
Medicare Part C
Medicare Part C is also called Medicare Advantage, a form of private insurance. Enrollment in Part C is voluntary.
These plans are sold through insurance firms that have contracted with the federal government. All Medicare Advantage plans must provide the same coverage as Medicare Part A and Part B, but other benefits vary from plan to plan.
Most Medicare Advantage plans also offer prescription drug coverage. Medicare Advantage plans may also bundle coverage beyond what original Medicare plans cover and may include vision, hearing and dental coverage.
Medicare Part D
Medicare Part D covers the cost of prescription drugs and is provided through private insurers. People who enroll in Part D pay a monthly premium. It covers the prescription drugs you buy at your local or mail-order pharmacy.
Most states have more than two dozen private insurers to choose from for Part D coverage.
Who Is Eligible for Medicare?
Not everyone qualifies for Medicare Parts A and B. Still, others may be able to get it if they pay premiums.
Requirements to qualify for full Medicare benefits at age 65 or older:
- Must be a United States citizen or a permanent legal resident who has lived in the U.S. for at least five years.
- You or your spouse has worked long enough (usually 10 years) to qualify for Social Security or railroad benefits.
- You or your spouse is a government employee or retiree who never paid into Social Security but did pay Medicare payroll taxes.
If you or your spouse didn’t pay Medicare taxes while working but are a U.S. citizen or legal permanent resident and 65 or older, you may be eligible to buy Medicare Part A coverage.
You can also qualify for Medicare if you are under 65 and require dialysis or are a kidney transplant patient.
People younger than 65 diagnosed with Lou Gehrig’s disease (ALS) also qualify the first month after they receive disability benefits.