Entries by Alfred King

Money Matter-What Do You Mean by Traditional and Roth?

For far too many people, by the time they start having serious discussions about retirement, they are already behind.  They haven’t saved properly, or there is no solid plan forward, or they just haven’t executed the plan they have in place.  And getting behind (because you know, time waits for no one) causes people to […]

401ks for Dummies

I have been working for the same company for over 15 years. On the first day of starting my new job, I remember feeling overwhelmed by the amount of paperwork I was asked to sign and choices to make. I felt ignorant because I knew what I was doing was supposed to be important, but […]

IRAs for Dummies

Whether you love or hate your job, there is one certainty when it comes to your employment; it will end. That’s right, at some point, sooner or later, everyone will retire. But, did you know, nearly half of Americans are worried about not having enough money when they retire? That’s disheartening. But one of the […]

Money Matters-High Interest Rates on Investments

Very few people save their way to becoming wealthy. Instead, people who have gained a measurable amount of wealth tend to invest their money into appreciating assets that, over time, are worth more. Appreciating assets such as real estate, stocks, mutual funds, bonds, CDs (certificate of deposits), annuities, and a whole host of other opportunities […]

Money Matters-Ingredients in a Recipe of Financial Success

The best cooks use the right ingredients, with the right proportions, to make the best meals! They have mastered the art of getting all the ingredients to work in concert to bring out the most flavor in their dish. Each ingredient adds something extra, that when mixed with the other ingredients, enhances the entire meal. […]

Money Matters-Crock Pots vs. Microwaves

Anybody that knows anything about cooking knows a crock pot is a must-have in the kitchen. A crockpot is a counter cooking kitchen appliance used to simmer and slow boil foods (the operative word here is, slow) at low temperatures. It is a great way to get the most flavor out of meats! Cooking with […]

The Freedom of Being Debt-Free

There is a certain freedom experienced when you choose to live debt-free. It seems like when I talk to people about being debt-free, a very common response I get sounds something like the following: “Well, I’m not debt-free, but I’m good with money.” This common response calls me to dig a little deeper so I […]

Money Matters- Why Should I Pay Taxes?

With the deadline quickly approaching in a few short weeks, I thought I would take this time to discuss something we all have to deal with around this time of year; taxes. They say there are only two things guaranteed in life; death and taxes. I’m not a big fan of what “they” say, but in this […]

Money Matters-How Much is Too Much?

I was listening to the radio a few weeks ago, and the radio host was reading comments from his Tweeter page and stumbled across an interesting rant and the host decided to address the rant on the air. Apparently, a self-proclaimed hard working average citizen has taken offense to the actions of a particular wealthy […]

Bad Advice

Well, 2017 is over and here we are at the start of 2018! That was fast! Life seems to move faster these days and partly because of the abundance of information we are exposed to on a daily basis. We live in a time where we can, in the blink of an eye, immediately find […]