Disobedience Produces Losses

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moneymatters

By, Aubrey Branch, Branch Benefits Consultants

 “If you are willing and obedient, you shall eat the good of the land; but if you refuse and rebel, you shall be devoured with the sword;

Isaiah 1:19-20 (NKJV)

Men and women of God I believe most of us desire to be financially stable or independent. But there are a number of principles that we must follow in this world that will assist in bringing that wealth to manifestation.

The first principle is WORK

 “The Lord will open to you His good treasure, the heavens, to give the rain to your land in its season, and to bless all the work of your hand. You shall lend to many nations, but you shall not borrow.

Deuteronomy 28:12

It is not an option in the kingdom or the world we must work – get a job, produce and we must know that “Money Matters!!!”

Listen to your Body

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 By Tracy Byrd, Certified Fitness Coordinator, Coach, Trainer & 2x World Boxing Champion

Many people feel aches and pains in their body due to workouts, undue stress or simply everyday living. If you haven’t felt any body pain, then as my mother would say, “just live a little longer!” These feelings of discomfort in your body is actually your body speaking and you should be listening. Here are some simple relief techniques: Prayer & Meditation, a good Spa Day, Eating Healthy, Breathing Easy (3-5 minutes of slow deep breathing), Exercise, a hot bath/shower, then ice (20 minutes to sore area) and a good night sleep.

Workouts: When working out if you “Feel the burn” in your muscles during a tough workout that is a perfectly normal sign that you’re challenging your body. Sweating and labored breathing can also be quite natural. But throbbing joints or sudden, sharp pains anywhere are signs that you need to stop what you’re doing. Also, post-workout pain that do not let up after a few days of rest and ice warrants a trip to the doctor.

When your body speaks, listen, learn, and relieve!

Declaring a Homestead

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legal
By Stephanie M. Keels. Esq.

If you are a homeowner, it is important to declare a homestead on your main property. A homestead protects your home from being sold by creditors to pay for any debts you owe. You declare a homestead by completing a Declaration of Homestead form and recording the same with the County Assessor’s office.

A homestead protects the equity in your home up to $550,000, and the equity is reduced by any outstanding mortgages. If your home is worth $250,000 but you have a mortgage in the amount of $200,000, the equity is $50,000.00.

The homestead protects your home from forced sale for general debts including, but not limited to, medical bills, personal injury awards, personal loans and business loans. However, it does not protect you against IRS lien’s, child support, alimony payments and other exempt debts.

For more information on Homestead’s, please refer to NRS 115 and the Clark County website at

http://www.clarkcountynv.gov/depts/assessor/services/pages/Homestead.aspx

 

Disclaimer: This information is provided for general purposes only and is not meant to constitute legal advice. Legal advice is dependent upon the specific circumstances of each situation and provides an analysis of the law compared to the situation. MFM accepts no liability for the consequences of any actions taken on the basis of the information provided herein. MFM admonishes you not to rely on the information and to seek independent counsel.

Dealing with Creditors

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By Stephanie M. Keels, Esq.

It is not wise to ignore calls from creditors. It is better to take the call and try to negotiate a payment that you can realistically afford; even if the amount you can pay is minimal. If you fail to do so, the creditor can escalate the matter by filing a court action and attempting to garnish your wages or attach your bank account. If this happens, it can devastate your household and further worsen your financial situation because you have very little power about how much money is garnished or attached. NRS Chapter 31 addresses attachments and garnishments in Nevada. NRS 31.295 sets forth how much money can be garnished from one’s wages. Needless to say, the amount of money allowed to be garnished by law will probably be more than you can afford to pay. As such, it is best to address creditors head on.

Disclaimer: This information is provided for general purposes only and is not meant to constitute legal advice. Legal advice is dependent upon the specific circumstances of each situation and provides an analysis of the law compared to the situation. MFM accepts no liability for the consequences of any actions taken on the basis of the information provided herein.

Harvesting Joy

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They that sow in tears shall reap in joy.He that goeth forth and weepeth, bearing precious seed, shall doubtless come again with rejoicing, bringing his sheaves with him.

Psalm 126:5-6 (KJV)

Why settle for happiness when you can have joy? Joy is a richer crop than happiness. No one is exempt from suffering, but not everyone knows how to use those tears as seed. If you are going to endure a thing, out last a season, rise above a circumstance, then you would be crazy to overlook a harvest or a reward for not giving up.  Galatians 6:9 reminds us that we will reap if we don’t faint.

Harvest is not automatic. Just because you have a season of tears or suffering doesn’t necessarily mean you get a harvest. Harvest must be contended for. It’s an intentional use of your seed. Seed must be put into the soil. God doesn’t waste anything and we shouldn’t either. Instead of growing bitter, angry, and introverted, put those tear-seeds into the ground. You do that by prayer, praise, and faith that something greater is coming.

God’s mathematics and divine manifestation has to do with multiplication. This is where you count it all joy.

Joy is like the checkbook of your life. When the enemy or life itself brings you to the places of pain, you seed those into your account. Sowing in tears is setting you up for God’s supernatural harvest.

“I may be crying now…but that’s a deposit into my joy account. I may have lost this battle…but that’s a deposit into my joy account.”

After you have outlasted that season…it’s time to harvest joy. 

Blood Pressure

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blood

When diagnosed with high blood pressure, most individuals are given strict orders to improve their diet and start exercising. When blood pressure is very high, the doctor may wish to start the patient on blood pressure-lowering medications. While eating healthy can help lower blood pressure over time, there are specific foods you can eat that will target high blood pressure and may quickly reverse the condition. Eating these foods will have the added benefit of aiding in weight loss, which in turn, will help lower blood pressure as well:

WHOLE GRAINS (oatmeal, oat bran muffins); LOW-FAT DAIRY (skim milk, fat-free yogurt); SPINACH (fresh, prepackaged or frozen); NUTS, SEEDS, & BEANS (edamame, soybeans, unsalted sunflower seeds); BANANAS (add to smoothies or to grain toast & peanut butter); BAKED POTATOES (use a little low-fat sour cream); DARK CHOCOLATE (small amount); SALMON (high in protein & vitamin D); GREEN TEA (high in antioxidants); AVOCADOS (high in antioxidants, B6, magnesium, folic acid)

Information from symptomfind.com

 

The Consistent Sower

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moneymatters
By, Aubrey Branch, Branch Benefits Consultants
Be a consistent sower!
In the natural we sow consistently, weekly or monthly to our Beauty Salon, Barber, Savings, Stocks, Mortgage Payment, consistently expecting a greater return than we put in.
It is the same in God’s Kingdom – If you sow continuously your harvest will become continuous.
Malachi 3:10
Bring all the tithes into the storehouse. That there may be food in My house. And try Me now in this, Says the Lord of hosts. If I will not open for you the windows of heaven and pour out for you such blessing that there will not be room enough to receive it.
Trust Him!!

Back 2 School Drive!

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Help us collect school supplies for our community children as they prepare to go back to school!! Our donation bins are located in the lobby!

Money Matters: July Edition

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moneymatters

By, Aubrey Branch, Branch Benefits Consultants

Disobedience produces losses:

Praise the Lord Saints – Last month we discussed the first principle of prosperity established in the Bible and that was WORK.

The second principle would be Diligence.

 He who has a slack hand becomes poor, But the hand of the diligent makes rich. (Proverbs 10:4)

 Laziness is one of the many reasons people do not experience Financial Harvest.

He who gathers in summer is a wise son. (Proverbs 10:5)

 The diligent continuously evaluate the results of their efforts.

Be diligent to know the state of your flocks. (Proverbs 27:23)

The diligent will always have plenty!

The soul of a lazy man desires, and has nothing; But the soul of the diligent shall be rich. (Proverbs 13:4)

 “And you will know Money Matters”

Health Tips for Seniors

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By Tracy Byrd, Certified Fitness Coordinator, Coach, Trainer & 2x World Boxing Champion

This month MFM is honoring our Senior Eagles so how fitting to provide information on health & wellness geared specifically for older adults.

There are numerous types of activities that are beneficial for older adults:

Walking. Walking is by far the easiest and freest (natural & financial) activity to do.  After lacing up a good comfortable pair of walking shoes, begin walking 5-10 minutes, intermediate walkers 10-20 minutes and advanced walkers 20-30 minutes.  Based on your level of fitness, you can casually or briskly (power) walk.  Whenever walking keep your arms relaxed and your hands loose (never have a tight/clutched fist, it cuts off blood circulation). Your duration of cardio training should be no more than 30 minutes (depending on the state of fitness of each participant).

Senior sports or fitness classes (to include chair-bound persons).  Joining a fitness class or participating on your own in activities such as: Yoga, Pilates (breathing, strength, flexibility and balance to limber up and improve your range of motion), and Swimming/Water Aerobics, is great for older adults. 

 It is something about water that God has provided to sooth a person naturally as well as physically. Working out in water reduces stress and strain on the body’s joints and daily drinking water half your body weight in ounces (example: 140 pounds, 70 ounces of water per day) flushes out toxins in your body.  

 Talk to your doctor, physical therapist and look on line for healthy eating tips, pool-therapy programs, chair-bound exercise programs and fitness classes generally offered at community centers or senior living facilities.

Strength/Resistance (to include chair-bound persons). Utilizing weights for older adults is as easy as lifting anything that can fit in your hand, like canned foods or purchasing free weights (“dumbbell”) or resistance bands (similar to giant rubber bands designed to give your muscles a good workout when stretched and pulled).  You can attach resistance bands to furniture, doorknobs or a chair.  If you choose to participate in any type of strengthening program, it should be low to moderate intensity and high repetitions (example: lift a 3 pound weight – 10 times – 2 to 3 sets); your duration of strength training should be no more than 30 minutes (depending on the state of fitness of each participant).

These are just a few activities that older adults can begin doing.  With a physician’s consent and proper supervision, older adults can challenge themselves to more strenuous activity which provides greater fitness gain and more preventive benefits.  Once a person reaches the age of 50, the need for fitness is even more needed due to the many physiological changes that occur with age. 

The old adage, “You are never too old to start,” is true!  With a physician’s input and careful considerations, older adults can and have maintained a healthy lifestyle.  So apply a little faith to the fitness and get started – “You can do all things through Christ which strengthens you.” (Phil 4:13). 

God bless you.